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Electronic Banking Suggestions
If you decide to use EFT, keep these tips in
mind:
- Take care of your ATM or debit card. Know
where it is at all times; if you lose it, report it as soon as possible.
- Choose a PIN for your ATM or debit card
that's different from your address, telephone number, Social Security
number, or birthdate. This will make it more difficult for a thief to
use your card.
- Keep and compare your receipts for all
types of EFT transactions with your periodic statements. That way, you
can find errors or unauthorized transfers and report them.
- Make sure you know and trust a merchant
before you share any bank account information or pre-authorize debits to
your account. Be aware that some merchants use electronic processing of
your check if you sign a receipt authorizing the transaction.
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