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Guide To Single Family Home Mortgage Insurance

 

 

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Table of Contents

Becoming a Homeowner

How FHA Mortgage Insurance Works

Who Can Get an FHA-Insured Mortgage?

Types of Mortgages FHA Insures

Shopping for an FHA-Insured Loan

Interest Rate

Initial Investment (Down payment)

Discount Points

Closing Costs and Prepaid Items

Origination Fees

Commitment Fees

Mortgage Insurance Premium

Annual Percentage Rate

Applying for the Loan

Payments on an FHA-Insured Mortgage

Limits on FHA-Insured Mortgages

The Most Frequently Used FHA Mortgage Insurance Programs

Other FHA Mortgage Insurance Programs

For more information on these and other FHA programs, please contact your local FHA approved lender.

Source: General Services Administration

 

 

 

 

 

 

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