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Table of Contents
Becoming a
Homeowner
How FHA Mortgage
Insurance Works
Who Can Get an
FHA-Insured Mortgage?
Types of
Mortgages FHA Insures
Shopping for an FHA-Insured
Loan
Interest Rate
Initial
Investment (Down payment)
Discount Points
Closing Costs and
Prepaid Items
Origination Fees
Commitment Fees
Mortgage
Insurance Premium
Annual Percentage
Rate
Applying for the
Loan
Payments on an
FHA-Insured Mortgage
Limits on
FHA-Insured Mortgages
The Most
Frequently Used FHA Mortgage Insurance Programs
Other FHA Mortgage Insurance
Programs
For more information on these and other FHA programs,
please contact your local FHA approved lender.
Source: General Services Administration
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