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Final Thoughts - Conclusion

Times have indeed changed for you as a consumer. Banking institutions are now able to offer more choices to their customers, including financial products that are not FDIC-insured deposits. This freedom to choose among a variety of products can be very convenient and make it easier to manage your financial affairs. However, this freedom comes with the responsibility to be an informed consumer. We hope our story provides information and suggestions that will help you choose and use financial products wisely.

For More Help or Information Regarding the Array of Products Available

One thing that hasn't changed in all these years is the role of the FDIC in protecting America's consumers. FDIC insurance provides a guarantee that your insured deposits will be safe in the event your bank or savings institution fails.

The FDIC also is here to help you with your banking questions or problems. Our services include a toll-free consumer assistance phone line and an Internet site where you can get resource materials and send questions to the FDIC online. Among the FDIC publications describing what is or is not insured by the FDIC is "Your Investments," which is available online or in single copies from the FDIC's Public Information Center. The FDIC offers assistance to individual consumers in a variety of ways because we share a common goal—to protect your money.

 

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Table of Contents
 

Increased Need For Knowledgeable Consumers

What is Insured?

 

 

Questions to Ask Before Buying an Investment

What's Not Insured?

How to Tell the Difference

$100,000 FDIC Insurance: What's Included

Final Thoughts - Conclusion

For More Help or Information

Banks: One-Stop Shopping for Financial Services -

Source: Federal Deposit and Insurance Corporation (FDIC)

 

 

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